# Fond za zdravstveno osiguranje Crne Gore

Source: https://onco.cc/institutions/health-insurance-fund-montenegro/  
OnCo record `health-insurance-fund-montenegro` (Institution). Data CC BY-NC 4.0, attribute "Data from OnCo (onco.cc)"; commercial use needs a licence.

## TL;DR

Montenegro's public health insurance fund. It contracts hospitals at home and abroad and publishes the list of medicines it pays for, including the part a patient may have to pay.

## Summary

The Fond za zdravstveno osiguranje Crne Gore is Montenegro's public health insurance fund, at Vaka Đurovića bb in Podgorica. Its site publishes its contracts with health institutions inside and outside the national health network and with institutions outside Montenegro, an application form for treatment abroad, and the decisions setting the basic and supplementary (co-payment) lists of medicines, revised in January, July and October 2026. OnCo has not read the medicines list itself, so it does not say which cancer medicines are covered. The coordinates are an OpenStreetMap street point for Vaka Đurovića, Podgorica.

## Fields

- Kind: Institution
- Last checked: 2026-11-11
- Also known as: FZOCG; Health Insurance Fund of Montenegro
- City: Podgorica, ME
- Type: government
- Website: https://fzocg.me

## Sources

- FZOCG: lists of medicines (in Montenegrin): https://fzocg.me/lista-ljekova/
- FZOCG: home page (in Montenegrin): https://fzocg.me/
- FZOCG: health services with institutions abroad (in Montenegrin): https://fzocg.me/zdravstvene-usluge-sa-ustanovama-u-inostranstvu/

## Connected records

- institutions: [Institut za ljekove i medicinska sredstva Crne Gore (CInMED)](https://onco.cc/institutions/cinmed-montenegro/), [Klinički centar Crne Gore](https://onco.cc/institutions/clinical-centre-of-montenegro/)

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JSON: https://onco.cc/api/v1/entities/health-insurance-fund-montenegro.json